Lumenbo is the platform independent insurance agencies run on — intelligent intake, one matched agent per lead, pipeline, follow-up, and carrier paperwork in one place.
We are not an insurance agency and we do not hold carrier appointments. Agencies are our customers. The consumers Lumenbo matches go to a licensed local agency — and that agency owns the client, the relationship, and the renewal.
A consumer answers plain questions once. Lumenbo pulls the property record, decodes the VIN, reads the declarations page, and hands your agent a file that's already complete — instead of a name, a phone number, and a callback.
Leads route to a single licensed agent — never sprayed across the office, never resold. Unclaimed ones fall to an open queue your team works from a board, not an inbox.
Every prospect carries its lines of business, its stages, and its renewal dates. Packaged home + auto moves as one card. Commercial splits out on its own when it should.
Campaigns, tasks, and renewal drips run on their own — email that sends as your agent, from your agent, and stops the moment a client replies.
ACORDs and carrier supplementals fill themselves from the data already collected. Upload a carrier's blank form once and the whole agency can generate it forever.
Lumenbo sits in front of your agency management system and syncs with it. We're the front door, not a replacement.
Every agency on Lumenbo gets its own consumer front door — your name, your logo, your colors, at your own address. Lumenbo doesn't appear on it. Your clients are yours.
Lumenbo is the platform an independent agency runs on: intelligent intake that fills itself in, one matched agent per lead, a pipeline that tracks every line, automated follow-up, renewal and X-date campaigns, and carrier forms generated from the data already collected.
No. Lumenbo is not an agency and does not hold appointments or write policies. Agencies are our customers — the consumers we match go to a licensed local agency, and that agency owns the client relationship.
Never. A consumer is matched to ONE agency and one agent. Lumenbo does not sell, share, or resell leads — that promise is the product.
No. Lumenbo sits in front of it and syncs with it — intake, matching, and follow-up on our side; your agency management system stays the book of record.
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